PARTNERS

Based in Dallas, Alliance Data Systems is a leading provider of transaction services, credit services and marketing services. The company assists retail, petroleum, utility and financial services clients in managing the critical interactions between them and their customers. Alliance Data manages approximately 95 million consumer relationships for some of North America's most recognizable companies and operates and markets the largest coalition loyalty program in Canada. Alliance Data Systems employs approximately 7,500 associates at more than 30 locations in the United States and Canada.

Chase Paymentech, a business unit of JPMorgan Chase, is a global leader in payment processing and merchant acquiring, capable of authorizing transactions in over 130 currencies. The company's proprietary platforms provide access to a wide variety of payment methods, such as credit cards, debit cards, prepaid stored value cards and electronic check processing. With a legacy of innovation and vision in electronic payments, Chase Paymentech promoted the growth of e-commerce worldwide. The company continues to fuel the success of the Internet's largest brands, currently processing more than 50 percent of all Internet transactions. Offering secure payment solutions, improving cash-flow management, mitigating risk and accelerating funding - Chase Paymentech's consultative approach helps today's small and emerging businesses become tomorrow's industry leaders. On the Internet or at the point of sale, Chase Paymentech's unique combination of outstanding service, innovative solutions and financial strength offers solid benefits to companies both large and small. 

CSK is one of the largest ITO businesses in Japan and was founded in 1968.  We are focused on working closely with customers to provide the detailed, high quality services and systems they need for their business strategies to succeed.  The CSK Group includes a range of highly specialized companies that together offer comprehensive capabilities in BPO (Business Process Outsourcing) and ITO (IT Outsourcing).  CSK has also developed a significant business capability and track record in the provision of financial services, and plans to develop new products and services that make use of IT services expertise within the Group.

The DRF was formed in 1990 by a group of direct marketers interested in developing and maintaining communications and relations between direct marketing companies and the credit card associations. Since its inception, the DRF has provided members with a unique, open forum for networking and education in all aspects of payment acceptance and processing and industry best practices.

ETA is the international trade association serving the needs of organizations offering transaction processing products/services.

The association began in 1990 as the Bankcard Services Association (with fewer than 20 people from the industry gathering to discuss ways to develop a credible voice within the industry). In 1996, the group realized the need to broaden its scope of industry representation and changed its name to the Electronic Transactions Association. ETA is now an international association with over 400 member companies from 7 different countries.

Established in 1974, ENIAC is the largest organization in Latin America and the Caribbean for Information Technology support, distribution and integration. Our selected Customer's database includes worldwide class clients as Banking, Manufacturing, Telecommunications, Public Services, Petroleum and Trading areas leaders. ENIAC represents and supports more than 25 global IT leaders, including IBM, Microsoft and Oracle.

First Data Corp. (NYSE: FDC), with global headquarters in Denver, helps power the global economy. As a leader in electronic commerce and payment services, First Data serves approximately 3.5 million merchant locations, 1,400 card issuers and millions of consumers.  First Data makes it easy, fast and secure for people and businesses to buy goods and services, using virtually any form of payment.

HP is a technology solutions provider to consumers, businesses and institutions globally. The company's offerings span IT infrastructure, personal computing and access devices, global services and imaging and printing.

The Association, a non-profit international organization, will provide services and an environment within which information about financial fraud, fraud investigation and fraud prevention methods can be collected, exchanged and taught for the common good of the financial payment industry and our global society.

The Merchant Risk Council members share the goal of protecting and encouraging online commerce by establishing best practices for cyber-fraud prevention.  The MRC works with federal and local law enforcement agencies such as the Internet Crime Complaint Center (IC3), Federal Bureau of Investigation, Secret Service, the U.S Department of Justice and the U.S. Postal Inspectors to help catch and prosecute cyber criminals.

Oracle is the second largest software company in the world and a leading provider of state-of-the-art global e-business solutions for Internet commerce and Web-based applications. With annual revenues exceeding $9.1 billion, the company offers its Internet platform, tools, and internet-enabled applications, along with related consulting, education, and support services, in more than 145 countries around the world.

Quova, Inc. is the leading provider of geolocation services to online businesses. Quova's patented technology provides the geographic location of web site visitors in real-time, enabling businesses to manage digital rights, target content, detect fraud, conduct site analysis and ensure regulatory compliance.

Sigma develops and supports world-class software for the direct-to-customer industry. Our mission is to provide our clients with the most effective solutions backed by unsurpassed service, to provide our employees with the greatest opportunity for professional and personal growth and to be meaningful members of our community.

Sun Microsystems, Inc. has long been synonymous with leading edge technology. Now, after 20 years of telling the world "The Network is the Computer," Sun is poised to become the leader in the emerging network-driven economy.

Sybase is the enterprise integration company that bridges heterogeneous technologies. With industry-leading Enterprise Portal (EP), mobile and wireless solutions, essential integration products, and high performance database management systems, Sybase is one of the largest independent software companies in the world.